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MelissaMiko.com is my, Melissa M. Miko’s, personal website, full of my personal opinions.  I am in no way giving professional, financial, medical, legal,  advice. The content of MelissaMiko.com and any correspondence generated from this or any other website or contact information leading to me, Melissa Miko, is of my opinion at that moment in time only, and is without guarantees.

I love to share information freely, but I live in the USA. So, if you seek my professional opinion on any matter in which I am or seem qualified, you can sign a contract, an additional release of liability and waiver of right to sue, and pay me a fair fee.

Any and all information on MelissaMiko.com is for information purposes only and not intended to constitute professional advice. Information will not always be up to date and cannot necessarily be relied upon based on your jurisdiction, my resources, and changes in laws, best practices, etc.

I, Melissa Miko, will not be held liable by any information, opinions, or any information construed as advice that you choose to or not choose to act on. Most of my content comes from personal experiences or research I performed sitting right where  you are: in front of my computer. I make no claims or guarantees that it is correct, legal, useful, or funny.

This disclaimer governs your use of MelissaMiko.com; by using my website, you accept this disclaimer in full. If you disagree with any part of this disclaimer, do not use our website. I reserve the right to modify these terms at any time. You should therefore check periodically for changes. By using this site after I post any changes, you agree to accept those changes, whether or not you have reviewed them.

In no way have I taken steps to make this website ‘safe’ and ‘appropriate’ for users. Use and read at your own risk. By entering, using, reading, or in any way becoming associated with MelissaMiko.com and the content contained within  including external links, you waive your right to sue and release Melissa Miko from any and all liability.

I do not attest that this website content is appropriate for minors (readers under 18 years of age) whatsoever. The content is for mature audiences only, as dictated by my country, USA’s, age of majority, which is 18 and over.

In any case, never reveal any personal information about yourself or anyone else online (for example, school, telephone number, your full name, home address or email address). Comments, chat rooms, forums, videos, audio recordings, or republished material from or including my readers may not be moderated.

I am not responsible for the content or reliability of any other websites to which I provide or publish a link and do not necessarily endorse the views expressed within them.

I want to make it crystal clear that I have the right to remove inappropriate material of my own choosing or if requested by others (other users or law enforcement agencies). However, again, I do not claim that any content will be monitored, censored, or moderated.

By submitting any content to me verbally or in writing, to MelissaMiko.com, becoming a paying or gratis client of mine, pro bono, being in the vicinity of any video or audio recordings, speaking with me in person, via the phone, internet, or messaging service, you are giving me explicit permission to reuse and reproduce submitted material without further permission, for free and in the method or context of my choosing.

You must not use MelissaMiko.com in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.  Some content is created by members of the public, the views expressed are theirs, and unless specifically stated are not those of mine or MelissaMiko.com. I accept no responsibility for any loss or harm incurred.

I do not warrant that functions available on this website will be uninterrupted or error free, that defects will be corrected, or that the server that makes it available is free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.

MelissaMiko.com operates under United States Law and that any disputes will take place in a United States court. This  prevents me from being sued in a foreign court under a law I didn’t know existed. The laws of the United States of America shall govern your use of the site and you hereby agree to submit to the exclusive jurisdiction of the  United States courts.

The publisher is not engaged in rendering legal, medical, financial, or other professional services. If expert assistance is required, please seek the services of a competent professional.

The information should be used only as general guide, however, as the I cannot guarantee that this information is free of typographical or content errors.

The information on this website is provided “as-is”. Melissa Miko and any other authors or publishers associated with MelissaMiko.com will assume no liability nor responsibility to any person or entity with respect to any loss or damage related directly or indirectly to the information on this website. No warranties of any kind, express or implied, are made. Melissa Miko will provide no remedy for indirect, consequential, punitive, or incidental damages arising from this website, including negligence, strict liability, or breach of warranty or contract, even after notice of the possibility of such damages.

Including death or personal injury caused by our negligence, Melissa Miko and MelissaMiko.com, its officers, employees, contractors or content providers shall not be liable for any loss or damage arising from or otherwise in connection with your use of MelissaMiko.com or any information, services or content on MelissaMiko.com.

I make no warranties, no exceptions of liability, professional advice, good advice, or good humor contained on, linked from, or linked to MelissaMiko.com.

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